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YAT Leader of
the Year

About the Award

Our Young Advisor Team, affectionately known as "YATs," is a classification of all members who are 45 years of age or less and those who have been in the industry for five years or less.  The group is a key demographic, and their leaders will soon shape the future of the industry.

The YAT Leader of the Year Award recognizes an advisor’s commitment to NAIFA, including service on local, state, and national committees and participation in the Leadership in Life Institute (LILI); involvement with state or federal legislative efforts; participation in external service work such as charities; and an ability to inspire others.


 

NAIFA'S YAT LEADERS OF THE YEAR

2025
Rick Demko, CLU, ChFC, RICP, AEP, LUTCF, LACP

Cypress, TX

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Cypress, TX

2025
Rick Demko, CLU, ChFC, RICP, AEP, LUTCF, LACP

NAIFA-Texas President Rick Demko to Be Honored as YAT Leader of the Year

The National Association of Insurance and Financial Advisors (NAIFA) is thrilled to announce that Richard “Rick” Demko, CLU, ChFC, RICP, AEP, LUTCF, LACP, has been named the 2025 Young Advisor Team Leader of the Year. This award celebrates outstanding leadership, dedication, and impact within the financial advisory industry, recognizing individuals who exemplify the highest standards of excellence.

Demko, a NAIFA member since 2015, joined the Board of NAIFA-Houston in 2016. He became that chapter’s youngest-ever President in 2018 and served in that role through 2021. Under his leadership, NAIFA-Houston revitalized itself, came into compliance with NAIFA’s local-chapter standards, and became the largest local chapter in NAIFA. Demko has moved on to state-level leadership positions but remains active at the local level.

“Rick Demko is an energetic, talented, and dedicated NAIFA leader. I have had a front-row seat as he has done great work advancing NAIFA-Houston and my home chapter of NAIFA-Texas,” said NAIFA President Doug Massey, LUTCF, CLU, ChFC, FSS. “His commitment to NAIFA’s mission, participation in our advocacy work, and success in recruiting new members makes him a great role model for other NAIFA volunteers. Congratulations, Rick, on this well-deserved honor.”

The current President of NAIFA-Texas, Demko has chaired the state chapter’s Membership Value Committee, YAT Committee, and Programs Committee. He served on the Texas PAC Board and as NAIFA-Texas Treasurer.

He has spoken at numerous NAIFA events, including the Congressional Conference, NAIFA Performance + Purpose Conference, and the NAIFA-Texas Centennial State Conference. Demko is a NAIFA grassroots key contact for lawmakers at the state and federal levels and is Capital Level IFAPAC contributor. He has strongly promoted NAIFA’s 100% Agency and 100% Advocacy programs and has personally recruited more than 40 new NAIFA members.

Demko is a member of the NAIFA-Houston Hall of Fame and was the first-ever NAIFA-Texas YAT Leader of the Year. He has received numerous honors based on his production and is a Qualifying MDRT Top of the Table Member. In 2020, he was recognized as one of NAIFA’s Advisor Today 4 Under 40 winners.  

2024
Kathleen Owings, LACP

Colorado Springs, CO

X

Colorado Springs, CO

2024
Kathleen Owings, LACP

2023
Joe Schreck

Atlanta, GA

X

Atlanta, GA

2023
Joe Schreck

2022
Jeff Chernoff, M.S., LUTCF, LACP

Tampa, FL

X

Tampa, FL

2022
Jeff Chernoff, M.S., LUTCF, LACP

2021
Brian Haney, CLTC, CFBS, CIS, CFS, CAE, LACP

Silver Spring, MD

X

Silver Spring, MD

2021
Brian Haney, CLTC, CFBS, CIS, CFS, CAE, LACP

2020
Carina Hatfield, LUTCF, CLCS, LACP

Pottstown, PA

X

Pottstown, PA

2020
Carina Hatfield, LUTCF, CLCS, LACP

2019
Cheryl Canzanella, LUTCF, LACP, ChSNC

St. Augustine, FL

X

St. Augustine, FL

2019
Cheryl Canzanella, LUTCF, LACP, ChSNC

2018
John D. Richardson, RICP, LACP

Brentwood, TN

X

Brentwood, TN

2018
John D. Richardson, RICP, LACP

2017
Kevin Ross, LACP

Greeley, CO

X

Greeley, CO

2017
Kevin Ross, LACP

2015
Jennifer Alford

Perrysburg, OH

X

Perrysburg, OH

2015
Jennifer Alford

2014
Mark Acre, LUTCF

Ozark, MO

X

Ozark, MO

2014
Mark Acre, LUTCF

2013
Gabe Smith

X

2013
Gabe Smith

2012
Corey Anderson, DIA

Albertville, MN

X

Albertville, MN

2012
Corey Anderson, DIA

2011
Brock T. Jolly, CFP®, CLU, ChFC, CASL, CLTC

Tysons Corner, VA

X

Tysons Corner, VA

2011
Brock T. Jolly, CFP®, CLU, ChFC, CASL, CLTC

2010
Adam Sachs, CLU, ChFC, CFP, CLTC, AIF

Needham Heights, MA

X

Needham Heights, MA

2010
Adam Sachs, CLU, ChFC, CFP, CLTC, AIF